Loan scenario of the week: Can you help?

Have you got the expertise to fit even the toughest of loans? Try this week's reader scenario.

Have you got the know-how to fit even the toughest loans? Each week MPA brings you one stumper of a loan scenario, posted by our readers, and asks you for the answers.

This week a Queensland broker is trying to find a lender that will approve a loan with a 95% LVR.

The clients are a couple with three children who immigrated to Australia in 2012.

They are seearching for a full-doc loan of $380,000.

The male client works on a self-employed/contracting basis and last year earned $72,000. His partner has been on a salary of the same amount per annum since May.

The couple have approximately $50,000 they can source from overseas accounts.

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