This couple is keen to buy their first property, but have a few issues that could affect approval. Can you help?
This couple is keen to buy their first property, but have a few issues that could affect approval. Can you help?
According to their broker, they are husband and wife applicants who are looking to borrow $400,000 at 90% LVR.
The problem, however, is that – while the wife is a nurse who has been in permanent full time employment for more than two years – the husband only has a four-month permanent casual employment arrangement.
They have non-genuine savings and a clear credit reference.
​Can you offer any guidance? Click here to view the scenario and post your comments.
According to their broker, they are husband and wife applicants who are looking to borrow $400,000 at 90% LVR.
The problem, however, is that – while the wife is a nurse who has been in permanent full time employment for more than two years – the husband only has a four-month permanent casual employment arrangement.
They have non-genuine savings and a clear credit reference.
​Can you offer any guidance? Click here to view the scenario and post your comments.
