I have been working in the financial services for over 15 years now. Have worked with couple of major banks in various roles. Started my own adviser business in 2012, have gone through a lot of changes in the industry with the changed in the regulations regarding the compliance and LVR restrictions, still have managed to grow the business to what it is today. I am married with two kids, my wife runs her own business as well, so it's pretty full on sometimes.